Argos Loan

Argos personal loans feature:

• 9.9% APR Representative (Loans between £7,500 and £15,000)
• Options to repay over 12 months to 5 years
• No arrangement fees
• Borrow from £1,000 to £20,000

Criteria for Argos personal loans include:

• You need to be over 23 and under 70 year old when you apply.
• Have a been a UK resident for at least 3 years
• Do not have a history of adverse credit

Argos loan Calculator

If you are interested in taking out a personal loan with Argos, you could use the Argos loan calculator to get an indication of what it could cost you in total as well as what your monthly installments would break down as.

You just have to enter how much you want to borrow and how long you would like the repayment term to be, the Argos loan calculator will then generate an estimate using the Representative Annual Percentage Rate for a loan of that size.

Remember though that if you apply for an Argos loan and get accepted once they have carried out an assessment of your credit score and other circumstances they may offer you different annual percentage rate meaning you will have both a different repayment total as well as the size of your installments will change.

Argos Homeowner loan features:

• Borrow between £7,500 and £200,000
• Repayment terms between 3 and 25 years
• No arrangement fees

With a homeowner loan the specific amount you can borrow will be based on the value of the equity of the property you own as well as your other financial circumstances. Think carefully before securing debts against your home failure to keep up with payments could mean your home gets reposed.

Before you apply for a loan

Most types of loan are large commitments, so whatever type of loan you are thinking of applying for and for whatever your intention for it, it is a good idea to shop around before hand to try and get the best plan for you. Market leading rates currently start at 2.8% APR so make sure you are getting the best deal possible.

Loans can vary between lenders so you may want to think about what specific features are important to you when you look. You can use the loan comparison tables above to view different loans from various different lenders at the same time.

As well as borrowing you may want to consider alternative, for example if you already have the sum you were thinking of borrowing in your savings it may be better to use them instead. this is because the interest you would be charged on a loan may be greater than the interest you earn from your savings of the same amount.

If you have been thinking about borrowing to consolidate existing debt then first consider that consolidating your debt may increase the amount you pay back overall and extend the repayment period.

If you’re thinking of borrowing money to carry out home improvements, consolidate debt or any other reason you may be wondering what Argos loans can offer you. Before you decide however you can check comparison tables below to see loans from a range of different lenders.

Get a better loan and apply online.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.