Admiral Car Insurance

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Get the Lowdown on Admiral Car Insurance | Pros, Cons & Cover Options

Searching for the perfect car insurance company can be a challenge. With so many options available it’s important to find one with good cover and customer service at an affordable price; read our 2023 Review of Admiral Car Insurance to find out more of what they offer UK motorists.

This UK-based provider is often regarded as one of the finest in its class and offers various policies that are worth considering.

Plenty of optional extras are included in their packages, making them popular among UK drivers.

In this article, we will review why they excel over others regarding car insurance providers!

Short Summary

• Admiral Car Insurance provides competitive quotes with multi-car insurance policies and a wide selection of car, home, travel & pet cover.
• Customers can customize their policy with optional extras like breakdown cover and uninsured driver promise for tailored protection.
• Admiral offers cost savings such as MultiCar discounts & dashcam incentives to help customers save money on their premiums.

Admiral Car Insurance offers a selection of competitive motor insurance deals with three different products to suit your needs. Admiral single-car insurance offers a wide range of benefits, including the option to save when you insure more than two cars with their multi-car discounts.

If you’re a young driver, Admiral’s telematic pay-how-you-drive system, LittleBox, could help you to pay less for your car insurance when you drive responsibly.

The three types of car insurance available from Admiral include:

• Comprehensive Cover – This type of car insurance covers you and your vehicle for any accident, whether it was your fault or not.
• Third Party Fire and Theft – This type of car insurance covers you and your vehicle if it is stolen or damaged by fire. It also covers you for damages to the other person and their car if you are involved in an accident and it is your fault.
• Third Party Only – This type of car insurance covers you for damage to other people’s property and well as providing compensation for death or injuries caused by an accident that was your fault. It also covers you for damage and injury caused by your passengers.

Benefits of Admiral Car insurance

Admiral car insurance policyholders could benefit from:

• Courtesy car – A courtesy car is available for comprehensive policyholders if your car is under repair at an Admiral-approved garage.
• Named driver no claims bonus – Any named driver, not just the main driver, could earn an Admiral No Claims Bonus for use with Admiral policies.
• £100,000 motor legal protection – For uninsured losses in a motor accident, that’s not your fault. To claim, there must be a reasonable chance of success.
• £5,000 personal injury cover – As standard, each policy comes with £5,000 of Personal Injury Cover for comprehensive policyholders.
• European cover – All policies include up to 90 days of European cover.
• Windscreen cover – Comprehensive policyholders are eligible to repair and replace windscreens (excess applies).
• Up to £1,250 of stereo cover – Your stereo and any other permanent audio/visual equipment is covered for 15% of the value of your car up to a maximum of £1250 for comprehensive and third-party fire and theft policies.
• Child Car Seat cover – Up to £300 of cover for car seats, buggies and accessories.
• Personal belongings cover – Up to £100 cover for personal belongings and effects in your car if damaged or stolen, for comprehensive policies only.
• 24-hour emergency helpline – Available with comprehensive and third-party fire & theft policies where we are liable for damage to your car.
• Bonus match – Insure a second car with us; in most cases, we’ll match your No Claims Bonus on that vehicle as well.
• Easy payment options – Spread the cost with monthly instalments or save at least 10% when you pay by credit or debit card.
• Choice of excess – Take control of your premium and choose from a wide range of excess payments options

With Admiral MultiCar insurance, you could also benefit from:

• Flexibility – You can insure up to 5 cars with one policy as long as they are registered to the same address.
• Easy renewal – A single renewal date for all cars covered
• No claims bonus protection – If a policyholder covered by your MultiCar policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won’t be affected

Additionally, young drivers who use the LittleBox telematic system could benefit from:

• An immediate discount – get instant money off your premium
• No curfews – drive whenever you like.
• Set your own mileage limit – up to 15,000 miles per year

You can get Admiral car insurance quotes and apply online, or compare Admiral with other leading car insurance providers from across the market using our FREE car insurance comparison service.

Understanding Admiral Car Insurance

Admiral Insurance, which has long been a trusted name in the UK insurance market and belongs to Admiral Group, was established way back in 1993. Initially specializing only in car policies, they have since diversified their offering by introducing various other insurance options, such as home and travel insurance so that customers can choose something according to their needs.

As for automobile security service seekers trying to decide between different insurers, considering an admiral car insurance quote is worth it because they offer competitive rates amongst similar companies.

EUI Ltd organizes all Admiral related car cover, including multi-car ones, where households with multiple vehicles may enjoy special discounts when taking advantage of this feature simultaneously, ensuring clients get maximum bang from every dollar spent!

About Admiral

Admiral started its journey with the goal of providing quality car insurance, for which it has been recognized by receiving several personal finance awards.

In 2017, they broadened their services and now offer customers personal insurance on both home and travel.

One feature that sets Admiral apart is MultiCover Insurance: a policy enabling clients to have both house-and motor insurance in one package.

Some policies even include complimentary car cover if an accident should occur.

Insurance Products Offered by Admiral

Admiral provides customers with various insurance policies, from car to pet cover. These products are specifically designed so that each customer is able to find the best protection for their particular needs and budget.

Regarding car insurance in particular, there are three main types – fully comprehensive, third party & fire theft, and just third party alone. Thus allowing clients more control over how much security they need on their vehicles.

Decoding Admiral’s Car Insurance Policies

Motor insurance policies, or car insurance as they are commonly known, come in three main varieties – comprehensive cover, third-party only and third-party fire & theft. This allows customers to select a policy that best meets their needs and budget while offering different levels of vehicle protection.

Comprehensive car insurance cover is the most extensive option and includes benefits such as EU travel cover and courtesy cars should your vehicle require repair following an incident covered by the personal injury element. Windscreen repairs are also included here too.

Third-Party. Only is less limited but still offers considerable protection against damages done to another person’s property or vehicle (but not yours) if you cause them during the use of your own motorised transport.

Theft gives peace of mind via its guard against automobile fires which could occur through no fault whatsoever on behalf of any driver associated with it, plus added security from risk of hijacking/theft where applicable.

Comprehensive Cover

Admiral offers comprehensive car insurance policies that provide policyholders with various insurance benefits. This includes EU travel cover, courtesy cars, personal injury cover up to £5,000, and protection for personal belongings.

To this, Admiral has also introduced the LittleBox telematics device, which will monitor driving patterns in order to offer discounts on premiums based on safe driving habits such as cornering or braking.

A single-car policy with Admiral can accommodate four drivers, including the policyholder, making it ideal for households with multiple vehicles. At the same time, additional features such as Hire Vehicle Cover are available at an extra fee if desired by customers.

Third Party Only

Admiral’s third party only car insurance policy is the best choice for those looking for the bare minimum legal protection.

This plan covers any damage you may cause to someone else or their property while driving but does not cover your own automobile and other items you own. Although this option could be more economical than comprehensive cover, it’s important to assess all potential risks versus cost savings in order to make an informed decision about what type of policy suits your needs most appropriately.

Third Party Fire & Theft

Admiral’s third party fire & theft car insurance policy provides a balance between comprehensive cover and the more limited cover of third party only. This plan covers any damages to another’s vehicle and protection against theft or destruction by fire for the insured automobile.

It does not safeguard against uninsured losses or harms caused to one’s own motorcar due to an accident. If Safety is desired beyond that provided by basic 3rd-party policies, this type of auto insurance may be worth considering.

Customizing Your Policy with Optional Extras

Admiral car insurance policies offer an array of choices that can be selected to fit your policy perfectly.

These additional features, such as breakdown cover, personal property security and the uninsured driver promise, allow you to create a suitable protection plan for yourself.

By tweaking your package with these optional extras, you’ll have peace of mind knowing all bases are covered in accordance with your unique needs and circumstances.

When it comes to deciding which extra options should come included on top of basic cover levels. Consider what suits you best – after considering both cost & benefit factors. For instance, if longer journeys often feature or there is more age within the vehicle, perhaps breakdown assistance would add value. Conversely, if valuable goods usually stay inside, opting in for possessions’ assurance could give added confidence when driving around town etc.

Understanding what kind of cover requirement is necessary will help ensure the right level or combination thereof has been applied before signing any legal documentation linked herein with Admiral Car Insurance Policies operations, specifically speaking.

Breakdown Cover

Admiral’s breakdown cover provided by The AA is worth considering for those looking to add extra peace of mind. They offer options ranging from as little as £44.95 for Roadside Assistance to European Cover at £99.95.

No matter which one you choose, they will be ready and available if your vehicle experiences misfuelling or key-related problems, leaving you stranded on the roadside with nowhere else to turn.

It’s wise to compare different car cover levels and prices when making this purchase decision to ensure customers’ individual needs are cared for with quality protection, giving them full confidence if an unexpected incident ever occurs while driving!

Personal Belongings Cover

Admiral’s personal belongings cover is a great add-on to your vehicle policy, providing extra protection for any phones, laptops and other items stored in the car. This cover will shield clothes and anything else you may regularly take with you from theft or accidental harm while inside the automobile.

Remember that this cover option does not include permanent fixtures installed within your vehicle, such as GPS systems and audio players.

Having this extra can give one peace of mind knowing their possessions are safeguarded if they were ever stolen or destroyed by accident while travelling.

Uninsured Driver Promise

Admiral provides van insurance that can be supplemented with the optional Uninsured Driver Promise. With this cover, your no claims bonus and excess will stay intact if you encounter an incident caused by someone who does not possess their own insurance policy.

This added protection ensures you are not punished for a situation out of your control. So don’t let yourself get caught off guard in case of an accident.

Add Admiral’s uninsured driver promise to give yourself peace-of-mind on every journey!

Filing a Claim with Admiral Car Insurance

Suppose you are in the unfortunate situation of having to file a claim with Admiral car insurance due to an incident or accident. In that case, it is essential that you know exactly what needs to be done and which documents should be prepared. Taking these steps ahead of time can help expedite your claim resolution process.

To make a claim through this insurer, call their customer service line at 0333 220 2033 during operating hours so they have all required information – including policy number, vehicle registration details, specifics about the occurrence of motor accident, plus any corresponding video recordings or other paperwork needed for evidence.

It’s important that notification is sent promptly after such events happen. Contact Admiral immediately for smoother processing when dealing with a car insurance cover or motor legal case involving them.

Contacting Admiral

For assistance with filing an insurance claim through Admiral Car Insurance, you can get in touch by calling their customer service number at 0333 220 2000 during set business hours.

Monday to Friday between 8 am and 8 pm, Saturday 9 am-5 pm and Sunday are all possible times customers can call for help.

It is advised that those involved in a vehicular incident contact the company as soon as possible so claims will be processed faster than expected.

Documentation Required

When lodging a claim with Admiral car insurance, it is advised to have available the pertinent information and paperwork that can back up your case.

Depending on what type of claim you are submitting, contact Admiral or login to MyAccount for instructions regarding which documents should be submitted along with the form.

Having precise and thorough details ready will help make filing simpler and may lead to quicker resolution times.

Assessing Customer Satisfaction

When selecting a car insurance provider, it’s essential to consider the customer satisfaction scores to know what kind of experience you can expect. This section will assess Admiral’s reviews on Trustpilot and Which? Ratings when it comes to client satisfaction.

Admiral has been provided with 4.2 stars out of 5 from in excess of 29,000 clients, according to Trustpilot testimonies.

Consumers have mainly praised their services regarding pricing plans and website user-friendliness. In contrast, some were unsatisfied with slow claims handling and a lack of transparency throughout the process.

Trustpilot Ratings

Customers of Admiral Car Insurance have expressed positive opinions, as evidenced by its 4-star Trustpilot rating based on more than 28 thousand reviews.

People appreciate the company’s customer service, cost and website usability, which are seen to contribute to overall satisfaction with their car insurance policy.

There has been some criticism about lengthy wait times for claims procedures and a lack of clarity regarding certain related matters.

Which? Review Score

When it comes to finding the best car insurance provider for you, customer ratings should be considered. After assessing 55 different policies offered by various providers, Admiral scored lower than average with a 56% policy score compared to the overall 61%.

This implies that there may still need improvement in certain areas of their services and experience when choosing them as your insurer.

It is important to consider these scores and personal requirements before settling on which company offers the most suitable cover.

Saving Money on Your Admiral Car Insurance Policy

Admiral offers a number of ways for customers to get the best value from their car insurance policies, such as multi-car discounts and dashcam incentives.

With Admiral’s MultiCar discount, drivers can insure multiple cars on one policy with a single renewal date; each vehicle will earn its own individualised reduction in cost.

Those who install a dashcam in their automobile are eligible for an additional 10% decrease in the total price paid towards the policy. This incentivises safe driving habits, which results in potentially lower premiums overall!

Multi-Car Discounts

Households with multiple vehicles can benefit from Admiral’s MultiCar discount, which gives discounts for each car added to the policy. Not only does this reduce the expense of the overall cost, but also allows each vehicle to acquire its own No Claims Bonus that could lead to more savings.

Filing a claim on one automobile will not affect other cars covered by your policy and thus provides additional assurance for multi-car households.

Dashcam Incentives

Admiral offers customers who use a dashcam in their vehicle up to 10% off the cost of their car insurance policy. This attractive incentive encourages responsible driving and provides an extra opportunity for drivers to save money on their premiums.

Installing a dashboard camera helps promote safe practices behind the wheel and ensures potential savings regarding your automobile cover.

Summary

Admiral Car Insurance is a trusted provider in the UK market, offering various policies to meet their customers’ needs. Alongside these options are several money-saving extras that keep them one of the most sought after car insurance providers.

By carefully analyzing motor cover plans, discounts and customer feedback before taking out any policy, drivers can be sure they have chosen correctly when opting for Admiral Car Insurance.

Frequently Asked Questions

How do I contact Admiral 24 hours?

For contact with Admiral, make sure to dial 0345 609 4375 within 48 hours.

Have your name and the related information ready before making the call – they are available 24/7.

Does Admiral need proof of no claims?

Admiral requires various documents to be uploaded through their online form in order to renew an insurance policy.

These include the previous insurer’s details and how many years of no claims bonus have been earned.

They may need written proof such as a renewal notice or Proof of No Claims Bonus letter from your former provider, all necessary for successfully completing the process with Admiral.

What types of car insurance policies does Admiral offer?

At Admiral, customers can find car insurance policies that will fit their needs – from comprehensive cover to third party fire & theft.

These options guarantee protection for your vehicle and give you the peace of mind necessary while driving.

Can I insure multiple cars with Admiral and receive a discount?

Admiral’s MultiCar policy is an excellent way to save on your insurance premiums when you have multiple cars. This system allows each vehicle to receive its own discount, which leads to substantial savings over the course of a year.

Up to five cars can be included under one policy so that customers can take advantage of these discounts!

Does Admiral offer any incentives for using a dashcam?

Admiral provides customers with a discount of 10% when they fit their car with one of its dashcams, offering an incentive to do so.

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