Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Annual
Free Onward Travel for 12 months when you choose National Recovery
Admiral Breakdown Insurance
Admiral breakdown insurance policies have a range of plans to help get you back on the road as quickly as possible in the event of a problem with your car. Admiral offers drivers the option of three different levels of cover; Local cover, National Plus Cover, and European Plus cover. All levels of car breakdown insurance from Admiral come with the following benefits as standard:
- Recovery for caravans and trailers (up to 23 feet)
- Available 24/7, 365 days a year
- Message Service – Admiral will pass on messages to let someone know why you are running late
Breakdown cover
It doesn’t really matter whether you have an old or new car, or if you drive often or infrequently all car owners should consider taking out an appropriate breakdown policy. Even if you’re confident your car will not experience any mechanical failure many policies can help you with other incidents which might prevent you from getting to where you need to be, such as losing your key or running out of fuel enroute.
There are two of breakdown cover you may wish to consider:
- An automatic policy where you pay an annual member fee to be covered for a set number of call-outs each year, they will repair your vehicle and you will not be charged for the call out.
- A more traditional policy where your insurer will contact a local company to come to your aid, you would be required to pay the mechanic upfront for the recovery which you could then claim back from your insurer, this type of cover may be cheaper.
Levels of cover
- Roadside assistance: The most basic level of cover, when you breakdown a mechanic will be dispatched to attempt to resolve the issue at the roadside, if the problem is not fixable at the roadside the policy usually includes cover to take you and your vehicle to your home or to a garage, usually whichever is closer.
- Home Assistance: Many roadside policies will won’t provide cover if your car won’t start as you are leaving home or if you breakdown within a mile of your home. Having home assistance in place will still provide you with cover if this does happen.
- Onward Travel: This type of cover varies greatly between providers so you should look at each option carefully to help you decide which may be best for you. But generally it is a type of cover designed to help you still get to your destination, if your car cannot be quickly repaired so it may offer alternative transport
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available