Best Mobile Phone Insurance Providers: Top 2020 Picks
Review of mobile insurance providers July 2020:
Save Money on your mobile phone insurance!
If you are thinking of getting insurance for your mobile we have reviewed top UK mobile insurance providers to make your decision easier.
With smart phones costing anything up to £1,000 a replacement if it is lost or stolen can be costly. If you are paying for your phone via a contract you will be still required to make the monthly repayments.
Mobile phone insurance is available both from standard insurance providers and mobile phone stores. Mobile phone insurance aims to cover your phone against a variety of possible events such as theft or fraud,with different packages offering different options depending on the cover required.
Mobile phone insurance can cover a number of areas to varying degrees, including:
- Theft
- Accidental damage
- Loss
- Account abuse resulting from theft
When you buy a phone in store you are likely to be offered insurance. However buying cover independently can often be more cost effective.
Be sure to examine deals from both insurance companies and mobile phone stores to make sure you’re receiving the best deal.
Mobile Insurance Features: |
So Sure | Protect Your Bubble | Insurance 2 Go | Tinhat |
|---|---|---|---|---|
| Time to repair / replace after approval | 24 – 72 hours | 1 – 5 days depending on stock | 3 – 5 working days | 1 – 7 working days |
| Up to 80% Cashback at policy year end |
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| Loss, Theft & Accidental Damage included as std |  |
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| Insure 2nd hand phones | |
From approved retailers only | From approved retailers only | |
| Cover for phones purchased up to |
3 years from purchase
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6 months from purchase
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3 years from purchase
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12 months from purchase
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| Save up to £100 off your excess | |
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| Monthly Cost* | From £3.49 | From £3.99 | From £3.49 | From £4.49 |
| Special Offers: | One month free when you pay yearly | Get 10% off
(use code FLASH10 at checkout) valid until 11/7/2020 |
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| Get Quote » | Get Quote » | Get Quote » | Get Quote » |
1. So-Sure
By joining forces with your most careful friends and family, you could see up to 80% of your insurance premium reimbursed to you every year. Yes, really! Get Quote »
- 1 month free when you pay annually
- Up to 40% cheaper than traditional insurers
- Cover for phones up to 3 years old
- 24 hour to 72 hour replacement or repair service
- Low excess from £50
- Instant cover
- Cover for accidental damage, theft or loss
2. Protect Your Bubble
Worldwide cover for theft, damage & mechanical breakdown
- Unlimited repairs
- Two theft/loss claims per year, per gadget
- Loss cover available on certain items
- Insure 3 items for £14.99 pm (Price without loass cover)
- Add other devices such as laptops and tablets to policy
- What Mobile Awards 2019 – Winner Best Insurance Provider
Protect Your bubble – Get Quote »
3. Tinhat
- Instant cover
- Like for like replacement
- Unlimited worldwide cover
- Clear & simple excesses
- Fast & friendly claims handling
- Unlimited claims
- Rated 9 out of 10 based on customer reviews at Feefo
- Cover for use by your immediate family
- Claims won’t affect your other insurances
4. Insurance2go
- 5 Star Defaqto rated mobile phone insurance with Worldwide cover
- 2 levels of cover – Essential (damage cover), or Full (loss, theft and damage)
- All makes and models covered
- Immediate cover if your phone is less than 28 days old
- Unlimited claims
- Damage cover includes: accidental damage, mechanical breakdown, malicious damage, liquid damage
- Claim online 24/7, 365 days of the year
- Laptop, tablet and business gadget insurance also available
- UK company trading for over 14 years, with no overseas call centre
While cost is important please check the mobile insurance details before going ahead with a quote to ensure the cover is in line with your requirements. We would also recommend reviewing provider FAQs and customer testimonials and feedback.
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