Structured Deposits for Charities

Compare structured deposits for charities

If you're looking for higher returns on your charity's savings than the rates currently available from high street savings accounts, then structured deposits could be the answer. They offer potentially higher returns by tracking the FTSE 100 Index, but your capital is protected. See below for our selection of the latest structured products available to charities:

Charity Structured Deposit Growth Plans

Provider	Plan Name	Deposit Taker	Term	Maximum Potential Return	More Info
	Kick Out Deposit	Investec Bank plc	Up to 6 years	6% per annum	More Info >
6% for each year if the FTSE 100 finishes higher than its starting value Opportunity to mature early at year 3, 4 or 5 Capital protected Short/medium term alternative to fixed rates Covered by the FSCS (Financial Services Compensation Scheme) Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital
	FTSE 100 6 Year Deposit Plan	Investec Bank plc	6 years	45% at end of term	More Info >
45% fixed return if the Index is higher Capital protected Low minimum - £3,000 Medium/longer term alternative to fixed rates Also available for Cash ISA & ISA Transfers Covered by the FSCS (Financial Services Compensation Scheme) Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital
	6 Year Defensive Deposit Plan	Investec Bank plc	6 years	25% at end of term	More Info >
25% fixed return if the Index is higher than 75% of its Initial Level Capital protected Low minimum - £3,000 Medium/longer term alternative to fixed rates Available for Cash ISA, ISA Transfers and non-ISA Covered by the FSCS (Financial Services Compensation Scheme) Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.