Compare Structured Deposit Kick Out Plans

Potential for Early Maturity

Structured deposit kick out plans offer investors a pre-determined rate of return based on an underlying asset e.g. FTSE 100 performing in line with set targets on one of a set of given dates. As they are deposit based plans capital is protected. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) up to £85,000 depending on your individual circumstances.

So as an example a deposit kick out plan where the underlying asset is the FTSE 100, where after year one of the plan on the set date the index has finished above the target level determined at the beginning of the plan, there would be a pre-determined payout e.g. 7% plus the repayment of the original capital. If the index is lower at the set date the investor would need to wait until the second anniversary before receiving a potential payout. If the kick out does not happen on any of the anniversary set dates the plan will run to full term. For a selection of deposit kick out plans see below:

Kick Out Structured Deposit Plans

Provider	Plan Name	Deposit Taker	Term	Maximum Potential Return	More Info
	FTSE 100 Kick Out Deposit Plan	Investec Bank plc	Up to 6 years	6% per annum	More Info >
6% for each year if the FTSE 100 finishes higher than its starting value Opportunity to mature early at year 3, 4 or 5 Capital protected Short/medium term alternative to fixed rates Available for Cash ISA, ISA Transfers and non-ISA Covered by the FSCS (Financial Services Compensation Scheme) Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital
	FTSE 100 Defensive Kick Out Deposit Plan	Investec Bank plc	Up to 6 years	4.5% per annum	More Info >
4.5% for each year if the FTSE 100 finishes above kick out level Kick out level reduces from 100% to 85% over the term Opportunity to mature early at year 3, 4 or 5 Capital protected Short/medium term alternative to fixed rates Available for Cash ISA, ISA Transfers and non-ISA Covered by the FSCS (Financial Services Compensation Scheme) Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Cash ISA Selection

Provider	Plan Name	Deposit Taker	ISA Option	Term	Maximum Potential Return	More Info
	FTSE 100 Kick Out Deposit Plan	Investec Bank plc		Up to 6 years	6% per annum	More Info >
	Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.					More Info >

See more Cash ISAs

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.