SIPP Providers

• Open an ii SIPP with a lump sum, invest monthly or transfer pensions held with other providers
• Apply for an ii SIPP on your desktop, tablet or mobile in just a few minutes
• The widest choice of investment in the market: over 40,000 UK and global stocks including shares, funds, ETFs, investment trusts and more
• Hold and trade up to 9 currencies, including sterling, US dollars and euros, to help you manage currency exchanges (FX)
• Quickly fund your ii SIPP and access your portfolio anytime, anywhere with our mobile apps
• Trading costs: £7.99 for UK shares and ETFs, funds, investment trusts and US shares
• Flat fee of £12.99 a month
• Customers can upgrade to also have an ISA, trading account, as many free Junior ISAs as they have children, and one free trade a month, for just £7 per month extra

•  SIPPs are a type of pension for people happy to make their own investment decisions
• Investments go down in value as well as up so you could get back less than you invest
• 25% tax-free lump sum. You can normally take up to a quarter of your SIPP without having to pay tax, after you’ve reached the age of 55
• Tax reliefs depend on your circumstances and the rules could change in the future
• If you’re unsure about the suitability, we recommend you ask for independent advice
• With investments your capital is at risk

• Opening a SIPP with InvestEngine takes minutes. Access generous tax relief while preserving and growing your wealth for the long‑term
• DIY investing in choice of 700 ETFs – which offer a simple, offer easy diversification and are considerably more cost‑effective than traditional pension investments
• Alterternatively choose a managed portflio – let InvestEngine’s team of expericnced investment managers match you with amnd take care of a portfolio that suits your goals
• Low fees – you’ll pay 0.15% for your InvestEngine SIPP, capped at £200 per year, plus the costs of your investments — commission‑free for our DIY portfolios, or add a Managed portfolio for 0.25% a year
• Choose your investments, set up your Savings Plan and our automated investing will do the rest
• Access a range of powerful tools, from at‑a‑glance breakdowns of exactly what you’re invested in, to easy automated rebalances to keep your portfolio on track

• SIPPs come with generous tax relief to encourage retirement investing. Enjoy relief on income paid into your SIPP, from a guaranteed 20% to up to 45% for additional‑rate taxpayers
• The tax treatment of your investment will depend on your individual circumstances and may change in the future
• Investments go down in value as well as up so you could get back less than you invest
• 25% tax-free lump sum. You can normally take up to a quarter of your SIPP without having to pay tax, after you’ve reached the age of 55
• With investments your capital is at risk

• Open a Charles Stanley Direct SIPP with a lump sum, invest monthly or transfer pensions held with other providers
• No minimum investment level if choosing your own investments
• Wide range of investment services, offering you the flexibility to be as involved as much or as little as your like, from managing  your own investments online, to bespoke and advisory investment services (minimum investment £200,000)
• Contribute up to your annual allowance of up to £60,000 (depends on total earnings for the tax year and whether or not you have already drawn any taxable retirement benefits)
• The government will top up whatever you contribute with 20% basic rate tax relief. Higher-rate and additional-rate taxpayers may claim up to a further 20% and 25% respectively on top through their tax return
• Decide how you want to take your benefits at retirement, including the option to withdraw up to 25% as a tax-free lump sum after you’ve reached the age of 55

•  SIPPs are a type of pension for people happy to make their own investment decisions
• Investments go down in value as well as up so you could get back less than you invest
• Tax reliefs depend on your circumstances and the rules could change in the future
• If you’re unsure about the suitability, we recommend you ask for advice
• With investments your capital is at risk

• Which? Recommended Investment Platform 2024
• A regular investment service – invest as little as £25 a month for a lower dealing charge of just £1.50

Go to the AJ Bell website »

• 0.25% shares custody charge (maximum £10 per month)
• Capital at risk

• Low fee: Included in Plus plan (From £9.99/month)
• Commission-free dealing: Unlimited free trades (other charges may apply)
• Fractional shares: Invest from £2
• Award-winning app: iOS & Android app for mobile management
• Instant trades: Unlimited commission-free instant trades during market hours
• Support: Fast and friendly customer support
• A wide range of investments: 6,100+ US, UK & European stocks, ETFs, and investment trusts

• Trusted by 1.5 million people
• FSCS protected
• Capital at risk
• SIPP eligibility and tax rules apply. Other charges may apply

•  No SIPP set-up, transfer-in or fund-dealing fees. Online share dealing at £11.95 per deal, or as low as £5.95 per deal for active traders with a low annual charge to hold shares of just 0.45% (capped at £200 per annum)
• FREE research on popular investments
• Free mobile app to deal shares, access prices, indices, news and research.
• Voted Best SIPP Provider seven years running
• Up to 45% tax relief on your contributions
• A 25% tax-free lump sum. You can normally take up to a quarter of your SIPP without having to pay tax, after you’ve reached the age of 55

Get more info »

•  SIPPs are a type of pension for people happy to make their own investment decisions
• Investments go down in value as well as up so you could get back less than you invest
• You can normally only access the money from age 55.
• Tax reliefs depend on your circumstances and the rules could change in the future
• If you’re unsure about the suitability, we recommend you ask for independent advice

• Expert guidance to help you invest your savings
• 24/7 access via online Account Management system
• Great service – from UK-based phones team through to investment guidance on our website
• A regular savings plan from as little as £20 per month
• Award winning (Which? Recommended Provider 2023) – 3rd year in a row

Go To The Fidelity Website »

•  SIPPs are a type of pension for people happy to make their own investment decisions
• Investments go down in value as well as up so you could get back less than you invest
• You can normally only access the money from age 55 (57 from 2028)
• Tax reliefs depend on your circumstances and the rules could change in the future
• If you’re unsure about the suitability, we recommend you ask for independent advice