Fixed Rate Cash ISA Alternatives

Compare Cash ISA Plans

If you're looking for higher rates than those available with fixed rate cash ISAs, you might want to consider some alternatives. Structured deposits offer much higher potential returns than normal savings accounts. These returns are dependent on the performance of an index, such as the FTSE 100, but they are capital protected, so your initial savings are never at risk. See below for latest deals.

Alternatives to Fixed Rate Cash ISAs

Plan Name	Deposit Taker	Term	Maximum Potential Return	More Info
FTSE 100 Kick Out Deposit Plan	Investec Bank plc	Up to 6 years	6% per annum	More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.				More Info >
6 Year Defensive Deposit Plan	Investec Bank plc	6 years	25% at end of term	More Info >
6 year capital protected structured deposit plan which aims to return 25% if the FTSE 100 is higher than 75% of Initial Level. Also available for Cash ISA and ISA transfer.				More Info >

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

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Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.