Experian

Experian is an online identity theft protection and credit monitoring service. With Experian you have access to your online credit report, which details things like any loans, mortgages or credit cards you have, any financial products you have applied for, a history form your repayments and any court judgements against you. It is important to check your report regularly for accuracy, because it, along with your application form, is what lenders use when deciding whether or not to lend you money. If you check your report regularly, you will be able to make better prepared decisions when it comes to applying for loans, be able to challenge anything  you feel is unfair or false, and being able to sport early in if you have become a victim of identity fraud.

With an Experian report, you will receive:

• unrestricted online access to your Experian credit report
• the chance to review your credit history before you apply for credit
• e-mail or text alerts for early identity fraud detection
• identity theft assistance and resolution
• free phone advice from specialists
• credit tips and tools from experts to help you manage your finances
• the opportunity to order your National Credit Score

More than 14 million people worldwide have viewed their free online Experian credit report, helping them make better decisions about credit which in turn means they have got the deals they want.