Car Loan

Compare UK Car Loans

If you are looking for a car loan depending on your credit history we offer two services:

(a) Good Credit History -  If you have a good credit history and you are looking for a car loan take a look at the current leading UK unsecured loan deals available where you can borrow typically up to £15,000 over a maximum repayment period of 7 to 10 years use our Car Loan Calculator to help you find the best car loan deal.

For loans over £15,000 or where your require a repayment term over 10 years in most cases security will be required. If you are a homeowner a lender will in some cases be able to lend as long as you have 15% equity in your home. If you are not a homeowner your only other option is to obtain a loan where the loan is secured against the car. 



(b)
Poor Credit History - It is possible to get hold of advice and Bad Credit Car Loan Quotes through the online forms available on this site. If you have a less than perfect credit history then it is likely that you will not qualify for a high street deal. The type of finance available to you will depend on whether you are a homeowner or tenant. If you are a homeowner you may be able to obtain an unsecured car loan deal - typically the amount you can borrow up to £15,000 on an unsecured basis. On a secured loan basis if you are homeowner you can use your property as security for finance subject to your previous borrowing record. For tenants where you have had previous credit problems your options are more limited and lenders will require you to pay more in interest to reflect the risk to them of lending you money. If you are employed and have a satisfactory income getting a car loan need not be a problem but it is important to consider the impact of the loan repayments on your lifestyle before agreeing on any deal.

LenderTypeAPRApply
Personal Loan8.30% 
Personal Loan8.60% 
Personal Loan8.70% 
Barclayloan Plus9.90% 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Disclaimer:
Every effort is made to keep the site accurate, however we cannot guarantee that a Car Loan issuer has not increased or decreased one or more of the APRs or fees/charges associated with a loan deal or changed its features, obligations or benefits. Please be sure to read the Car Loan agreement fully and carefully before making any agreement.
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